Online Policies :
CONCORD WEBSITE ONLINE POLICIES & LEGAL NOTICES
Terms and Conditions
Please read the following terms and conditions before using the Concord Financial Advisors, LLC web site. By accessing and using the site, you acknowledge that you have read, understood, and agree to comply with the terms and conditions.Concord may amend these terms and conditions at any time. Your continued use of this web site is conditioned on the terms and conditions stated at the time of your use. You should visit this page prior to using this web site to determine the current terms and conditions to which you are bound.
Concord gives you permission to electronically copy and print in hard copy portions of the web site for your personal use. However, Concord retains the copyright on all texts and graphics. This means that any other use, including, but not limited to, modification, distribution, or republication without Concord's prior written permission is prohibited.
Corporate Identification and Trademarks
The trademarks expressly listed as such in this web site and all other marks on the web site are trademarks of Concord and/or its affiliates. You may not use, copy, reproduce, republish, upload, post, transmit, distribute, or modify these marks in any way without Concord, LLC's prior written permission. The use of Concord's trademarks on any other web site without Concord's prior written permission is prohibited.
Concord prohibits the use of Concord's trademarks on or to any other web site unless Concord has approved the link in writing in advance.
Unless expressly provided otherwise, Concord provides this site content AS IS and WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWABLE BY LAW. THIS INCLUDES THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Concord does not warrant uninterrupted or error free functions contained in this site or its content or that the web site or its server are free of viruses or other harmful components.
Limitation of Liability
Concord makes reasonable efforts to place accurate information on this web site. However, Concord assumes no liability for any errors or omissions in the web site content. Under no circumstances shall Concord be liable for direct, incidental, consequential, special, or punitive damages resulting from the use or inability to use this site, whether Concord has been advised of the possibility of these damages. This includes damages for negligence or gross negligence.
Jurisdiction and Governing Law
This site is intended and directed to residents of the United States and all advertising and claims contained in this site are valid only in the United States. Any claim relating to this web site and the materials contained in this web site is governed by the laws of the state of Illinois without reference to its conflicts of law rules. Your use of this site constitutes your consent to jurisdiction in courts of competent jurisdiction in the state of Illinois to resolve any interpretation or disputes arising from your use of this site.
All designs, graphics, texts, arrangements, and software that make up this web site are Copyright of Concord Financial Advisors, LLC. All rights reserved.
NOTICE: Information We Collect and How We Use It
Concord collects two types of information about you when you visit our site: personal information (including, by way of example only, your name, address, telephone number and e-mail address) and non-personal, aggregate information (such as information regarding the pages on our site that you have visited and your IP address).
1. Personally-Identifiable Information
What We Collect
The only personally-identifying information we collect and store about you is the information that you choose to provide to us.
We will also gather your personally-identifiable information when you send us an e-mail. We will use this information to respond to your e-mail. We may also use the information to send you notifications about our service. Business Partners/Professional Visitors Business partners and professional visitors requesting access to specialized content areas of this Web site may be required to provide identifying information.
2. Sharing Your Information
We may share your personally-identifiable information within Concord.
3. Non Personally-Identifiable Information:
What We Collect
The Concord Web site may collect non-personally identifiable information during your visit, such as type of browser, operating system, domain name, or IP address. An IP address is a number that is automatically assigned to your computer whenever you're surfing the Web. When you visit pages on Concord's Web site, our servers log your IP address. We do not link IP addresses to any personally identifiable information. This means that your session will be logged, but you remain anonymous to us. IP address information is used only to improve the service of the Concord site, and is then discarded at the end of each session on our site. Concord also collects information through various environmental variables.
Environmental variables include, among other things, the domain from which you access the Internet, the time you accessed our Web site, type of Web browser and operating system or platform used, the Internet address of the Web site you left to visit Concord, the names of the pages you visit while at our Web site, and the Internet address of the Web site you then visit. We collect all of this information to allow us to detect broad demographic trends, to provide information tailored to your interests and to enhance your experience on Concord's Web site. Concord may store information for a limited period of time prior to deleting this information.
To help us improve our Web site and to ensure that we make every effort to provide you with information and offers that are of interest to you, we may merge your personally-identifiable information with click-stream data and other data we have (including cookies and offline data). We will provide notice of this, as well as an opportunity to opt-out of it, at the time and place of information collection and before data is entered on our system.
We may also develop a non-identifiable profile on you based on the pages within our site that you visit.
This Web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to read the privacy statements of each and every Web site that they visit. This privacy statement applies solely to information collected when you visit our Web site.
Notification of Changes
Special Policy Regarding Information from Children Under Thirteen
This Web site is not targeted to children under the age of 13, and we do not knowingly request personally identifiable information from any child under the age of 13 without parental consent. When we do receive such information, we delete it as soon as we discover it and do not use it or share it with third parties.
Concord provides the following choices regarding the use of your information. You may choose not to provide us with any contact information.
We make every effort to have reasonable security procedures in place to protect the loss, misuse or alteration of information under our control.